Daiki Axis Bangladesh Limited
Gulshan
Certified copy of Constitution/
Certified copy of Constitution/
Certified copy of Certificate of Incorporation
8. Personal details, photocopy of valid National ID/Passport/Birth Registation Certificate. In case of Birth Registration Certificate another photo ID Accceptable
to the Bank to be provided for Account Operation/Signatures all directors (minimum 5 highest share holding Directors).
11. Copy of permission letter obtained from BIDA or other competent authorities like BEPZA, BEZA or other Specialised Zones Authorities under Section 18 (B)
of the FER Act, 1947 and Section 14(2) of BIDA Act, 2016 to be obtained (where applicable).
15. Copy of permission letter obtained from BIDA or other competent authorities like BEPZA, BEZA or other Specialised Zones Authorities under Section 18 (B)
of the FER Act, 1947 and Section 14(2) of BIDA Act, 2016 to be obtained (where applicable).
ACCOUNT OPENING FORM
Non-Personal Account
PLEASE FILL UP THE FORM IN ENGLISH CAPITAL LETTER
[Please fill up all fields carefully & strike-out the ones which are not applicable]
Date :
New Customer
Existing Customer
Existing A/C No.
The Head of Branch
Prime Bank Limited
..........................................................Branch
Dear Sir/Madam,
I/We am/are applying to open an account with your Branch. My/Our organization and account related detailed information are furnished below:
1st Part: Account Related Information
2. Type of Account – Please Tick (√) Savings Current SND FC ERQ Others ….………………………………………………….
3. Currency- Please Tick (√)
4. Mode of Operation- Please Tick (√) Singly Joint
5. Initial Deposit: Amount…………………………………… In word …………………………………………………………………………………
6. a) Cheque Book: : b) E-Statement: : c) Internet Banking: :
d) Mobile No: e) E-mail:
2 nd Part: Organization Related Information
1. Name of the Organization (Block Letter):.......................................................................................................................................
11. Mailing Address: ………………………………………………………………………………………………………………………………..……
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A/C Opening officer’s signature with Name Seal, Signature & Date Approved by Signature with Name Seal
Confidential & for Bank’s use only
Taka Dollar Euro Pound Others ….……………………………………………………………………
Others ….….…………………………………………………………………...
….………………………………………………………………
1. Title of Account:
Yes No Yes No Yes No
Page 1 of 8
wnmv‡ei bvg :
cÖwZôv‡bi bvg: ...............................................................................................................................................................................
2. Trade License No: ….……………………………………… Date: ….………………… Issuing Authority: ….…………………………………….…
3. Registration No: ….………………………… Date: ….………………… Registration Authority & Country: ….………………………………………
Registered Address: ………………………………………………………………………………………………………………………………………….
4. VAT Registration No/BIN (if any): ………………………………………………………………………………………………………………….……
5. Electronic Tax ID (E-TIN) No :……………………………………………………………………………………………………………………….……
6. Business/Office Address: …………………………………………………………………………………………………………………………..……
7. Type of Organization –Please Tick (√)
8. Type of Business (Details):
Proprietorship Partnership Joint Venture Private Ltd. Co. Public Ltd. Co.
Trust NGO/NPO Club/Society Educational Institution Religious Institution Others……………………………………….
9. Nature of Business (Details): ……………………………………………………………………………………………………………………. .………
10. Annual Turnover: ………………………………………………………………………………………………………………………………….………
Trading Service Manufacturing Others……………………………………….…
Gulsahn
D A I K I A X I S B A N G L A D E S H L I M I T E D
Page 2 of 8
Account No:
Unique Customer ID No: Date:
Title of Account:
Special instruction:
Contact number & Address:
1st Applicant
Photograph Photograph Photograph Photograph
2nd Applicant 3rd Applicant 4th Applicant
Specimen Signature Part
---------------------------------------------------------------
Authorised Bank officer’s Signature & Seal
Signature Signature Signature Signature
Signature Signature Signature Signature
Name Name Name Name
Declaration & Signature
I/We, the undersigned, declare that the information provided above is true. I/we will provide necessary information/ documents on demand
of Bank. I/We hereby agree to enroll in the SMS Service offered by Prime Bank Ltd. where I/we shall receive transaction notifications and other
bank related information at above mentioned mobile number.
Signature of the Applicant(s)
1…………………………..……….. 2……………………………………………. 3………………………………………………. 4…………………………….………………
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A/C Opening officer’s signature with Name Seal, Signature & Date Approved by Signature with Name Seal
Monthly Deposit :..............................................
Monthly Withdrawal :..............................................
Confidential & for Bank’s use only
PBL Customer Type
a. CNIB
b. Commercial
c. MSME (Please Tick (√) Small Cottage Micro Medium
RM Code :
Monthly Transaction:
( Please provide employee ID
with Signature )
Employee ID:
Signature:
a. RM. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
b. ARM. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Code
a. Sector Code :..............................................
b. Security Code :..............................................
Mr. Rui Owase Mr. Masato Hinobayashi Mr. Md. Shafiqul Islam
✓
✓
✓
✓
✓
✓
✓ ✓ ✓
Applicant’s name, designation, signature and date:
Page 3 of 8
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A/C Opening officer’s signature with Name Seal, Signature & Date Approved by Signature with Name Seal
Third Part: Applicant’s Personal Information
Confidential & for Bank’s use only
1. Name of Customer (Block Letter) : ………………………………………………………………………………………………………………………………………
MÖvn‡Ki bvg: …………………………………………………………………………………………………………………………………………………………………….
2. Date of Birth: ……………………………………………………………………………………………………………………………………………………………
3.Father’s Name ……………………………………………………………………………………………………………………………………………………………
4. Mother’s Name: …………………………………………………………………………………………………………………………………………………………
5. Spouse’s Name: …………………………………………………………………………………………………………………………………………………………
6. Nationality: ………………………………………………………………………………… 7. Gender:
8. Resident Status: Please Tick (√) Resident Non-Resident (If needed instructions on Guideline of Foreign Exchange Transactions to be followed)
9. Occupation (Details): …………………………………………………… Relation with Organization: ……………………………………………...…………
10. Electronic Tax ID (E-TIN) No: …………………………………………………………………………………………………………………………………………
11. a) Present Address: Road/Vill: ………………………………………………P.O:……………………………………Thana:……………………………………
District:………………………………………………Phone/Mobile No: …………………………………………… E-mail: ……………………………………………
b) Permanent Address: Road/Vill: ………………………………………………P.O:……………………………………Thana:……………………………………
District:………………………………………………Phone/Mobile No: …………………………………………… E-mail: ……………………………………………
12. Identification National ID card No/Passport No/Birth Registration Certificate No: …………………………………………………………………………
13. Share Holdings (%): ……………………………………………………………………………………………………………………………………………………
Declaration & Signature:
I, the undersigned, declare that the information provided above is true. I will provide necessary information/ documents on demand
of Bank.
Male Female Other
Self Attested
Photo
Gulshan
Applicant(s) name, designation, signature and date:
Page 4 of 8
Foreign Account Tax Compliance Act (“FATCA”)
Account Number
Name
Country of Residence/Registration
Country of Birth/Incorporation
Please check’’ ” ‘Yes’ or ‘No’ for each of the following questions
1. Are you a U.S. Resident?
2. Are you a U.S. Citizen?
3. Do you hold a U.S. Permanent Resident Card (Green Card)?
4. Is your entity a foreign entity where there is substantial “US ownership” ?
i.e.10% or more (for company/non-individuals)
Yes / No
Account Opening Form Supplement (use additional copies, if required)
This form must be completed by any individual/non-individual/entity who wishes to open a Bank Account/have been maintaining one.
(Collectively “the Bank”) to share my/our information’s with domestic/U.S. regulators or tax authorities where necessary to establish
my/our tax liabilities in any jurisdiction.
Where required by domestic or U.S. regulators or tax authorities, I/we consent and agree that the Bank may withhold from my/our
account(s), such amounts as may be required according to applicable laws, regulations and directives.
I/we undertake to notify the Bank within 30 (thirty) calendar days if there is a change in any information which I/we have provided to the
Bank.
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A/C Opening officer’s signature with Name Seal, Signature & Date Approved by Signature with Name Seal
✓ ✓ ✓
Mr. Rui Owase
Managing Director
Mr. Masato Hinobayashi
Director
Mr. Md. Shafiqul Islam
Director
Gulshan
Page 5 of 8
1. Governing Law, Regulations and Rules :
These terms and conditions shall apply to such accounts and services as offered by the Bank to its customers, existing or new, from time to time. The terms and conditions here
in shall be governed by the rules and regulations of the Central Bank of Bangladesh, Government of Bangladesh and the Bank’s policies and practices.
2. Acceptance of Rules :
Any person opening the account shall be deemed to have read, understood and accept the terms and conditions herein governing the account.
3. Information about Customers :
It is the Bank’s policy that it will offer high quality services to customers but not to customers who are engaged in illegal activities and activities that are harmful to the welfare
of the people of the country. It is therefore necessary for the Bank to obtain information about its customers that are true and correct. The customer agrees to provide the Bank
such information, particulars and documents as the Bank may require from time to time in connection with customer’s financial condition, background and dealings with the
Bank and businesses. All information, particulars and documents that the customer provides must be true, correct and complete and that if there are any changes to the
information provided, the customer will immediately inform the Bank in writing. The customer authorizes the Bank to obtain any information that the Bank considers necessary
from other banks, organizations and sources that provide information relative to the customer’s financial conditions. It is the Bank’s policy to maintain confidentiality of
customer information. However, the laws and regulations in Bangladesh may require disclosure of customer information to government organizations and/or regulatory
organizations such as the Bangladesh Bank. The Bank may also consider sharing customer information in a way that it considers most suitable with other organizations to
improve banking services. The customer authorizes the Bank to disclose or share information at the sole discretion of the Bank and indemnifies the Bank from any accidental
disclosure of information during the process of printing, transportation and filing of information.
4. Initial Deposit and Minimum Balance:
The initial minimum deposit of Tk. 1,000/- is required to open the Savings Bank Deposit Account and Tk. 5,000/- is required to open the Current Deposit Account, and shall have
to maintain minimum balance of Tk. 500/- in case of SB A/C. and Tk.2,000/- in case of CD A/C. Tk. 25,000/- is required as the initial amount for opening the Short Notice Deposit
Account and shall have to maintain the minimum balance of Tk. 25,000/- in the SND A/C.
5. Deposits, Withdrawals :
A depositor can withdraw up to 25% of his balance from his savings Bank Deposit account twice in a week. If any depositor withdraws more than 25% of the balance, the
customer will not be entitled for interest for that month. If any depositor repeatedly withdraw more than 25% of the balance or more than twice in a week, service charge as
applicable for Current Account will be applicable to that SB Account. A depositor can deposit and withdraw from the Current Account as many time as required and Cheques,
Drafts, Pay Orders are to be crossed at the time of deposit. The Bank acts only as the collecting agent and assumes no responsibility for the realization of any items deposited
with the Bank for collection. Thus, proceeds of cheques or other instruments deposited will not be available for withdrawal until collected by the Bank. Balance in Short Notice
Deposit (SND) will bear interest as applicable from time to time. For withdrawal of any amount from the SND Account 7 (seven) days’ notice, as per option will be required.
Otherwise, interest for the month will be forfeited.
6. Fees :
The Bank shall be entitled without notice to levy or impose all customary banking & other charges and expenses (including collection fees and legal expenses) in respect of any
account or in respect of any other banking facilities provided to the customer by the Bank and to debit the relevant account(s) in accordance with bank’s normal banking
procedures. Such charges are not refundable upon termination of any or all of a customer’s account.
7. Credits to the Account :
The Bank acts only as the collection agent and assumes no responsibility for the realization of any items deposited with the Bank for collection. Thus, proceeds of cheques or
other instruments deposited will not be available for withdrawal until collected by the Bank. The Bank reserves the right to debit any account that may have been inadvertently
credited with an item subsequently unpaid on collection.
8. Withdrawal from SND Account :
Deposit in Short Notice Deposit (SND) will bear interest as applicable from time to time. For withdrawal of any amount from SND Account 7 (Seven) days notice, as per option
will be required. otherwise, interest for the month will be forfeited.
9. Issue and Safety of Cheques :
Cheques will only be issued to a customer when all documentation considered necessary by the Bank has been obtained. It is the responsibility of the account holder to ensure
cheques in their possession are kept safely. The customer must all time exercise due care to prevent cheques, payment orders and other instruments from being altered or
forged in a manner which may facilitate fraud. In such events, the Bank is not responsible for any loss suffered by the customer or any other person. Any loss or misuse of the
cheques or other instruments must be immediately reported to the Bank and confirmed in writing without any delay. Chequebook and other securities will be valid if
signed/initiated by authorized officials. .
10. Changes of Terms & Conditions :
The Bank may at any time as it deems necessary add/amend/delete the present terms & conditions. The Bank may give notice of such changes where it considers appropriate
to the holder(s) by ordinary mail/email.
11. Closure of Accounts :
The Bank reserves the right to close any account or related service without giving prior notice if the conduct of the account is unsatisfactory in the opinion of the Bank or for
any other reasons whatsoever. The Bank shall pay customer all available and finally collected balance after all dues to the Bank have been recovered/realized at the time of the
closure of the account.
12. Minimum Balance and Interest Payment :
The minimum average monthly balance as prescribed by the Bank from time to time is required to be maintained in Current and SND accounts. The Bank reserves right to
change the minimum balance requirement. If the balance falls below the required minimum for a period, the Bank may not credit any interest for the period.
Confidential & for Bank’s use only
TERMS & CONDITIONS:
✓ ✓ ✓
Mr. Rui Owase Mr. Masato Hinobayashi Mr. Md. Shafiqul Islam
Page 6 of 8
13. Periodic Statement and Advice :
The customer may be provided account statements a “statement” monthly, half yearly or yearly. The customer is required to promptly notify the Bank of the failure to receive
an expected statement or advice. If the account holder does not bring the errors, discrepancies or irregularities to the notice of the Bank in writing within fifteen (15) calendar
days after the mailing of the Statement/Advice, it will be constructed that the transaction shown in the account Statement/Advice are correct and complete.
14. Deposits, Withdrawals and Banking Facilities:
The Bank shall meet its obligations exclusively at the branch office where the account is maintained by the customer. When appropriate telecommunication is possible, deposits
or withdrawals of money may be made at any of the Bank’s Branches in Bangladesh subject to the terms and conditions of the Bank. The customer shall ensure that there are
sufficient funds (or pre- arranged credits) for the Bank to honor cheques presented to the bank or for debits to the account in accordance with instructions made by the
customer for his/her account provided always that the Bank may, at its sole discretion carry out the instruction notwithstanding such inadequacy and may do so without
seeking prior approval from or notice to the customer and the customer shall be responsible to repay the resulting overdraft, advance or credit thereby created and for all
related charges.
15. Suspicious Transactions :
The Bank may refuse to process any transaction on any account of the customer if the Bank, in its sole discretion suspects fraud or illegality therein. The decision of the Bank
with regards to whether a transaction is or its likely to be involving a fraud or illegality or irregularity shall be final and conclusive and binding on the customer.
16. Instrumental Deposit :
The Bank will not accept stale or post dated instruments for deposit. The Bank may refuse to accept an instrument payable to “cash” if the instrument is not payable to “bearer”.
The Bank will refuse to accept an instrument for deposit if the payee’s name is not identical to the name of the customer in the Bank’s record.
17. Orders to Stop Payment or Amend Instruction :
A customer may place a stop payment order for a cheque in writing. The Bank will not make the payment if it has reasonable opportunity to act on such order.
18. Service Disruption :
The customer agrees that the Bank will not be liable for any loss or any damage, if it is unable to provide services in connection with any customer accounts due to postal,
courier, electrical, mechanical, telecommunications or computer failure or an act of god, catastrophe, war, civil or industrial disturbance.
19. No Liability for Loss :
The customer agrees that the Bank will not be liable for any loss, damage or liability incurred by the customer in connection with any of its accounts with or services provided
or agreed to provided by the Bank or inaction on part of the Bank or any of its officers, agents, employees and representatives. The customer agrees not to hold the Bank liable
for any loss or damage arising from: (A) non-discovery of any forgeries or frauds, except to the extent that the Bank has acted with gross negligence, (B) the Bank closing the
customer’s account for whatever reason whatsoever, (C) directly or indirectly, the error, failure, negligence, act or omission or any other person, system, institution or payment
infrastructure.
20. Indemnity:
The customer shall keep the Bank indemnified at all times against all loss, costs, damages, expenses (including legal fees), claims or demands arising in any way in connection
with the customer’s account or in enforcing these terms and conditions and in recovering of any amount due to the Bank or incurred by the Bank in any legal proceedings of
whatever nature.
21. Positive Pay:
As per instruction of Bangladesh Bank on positive pay for clearing cheque, the account holder must inform the Bank (PBL) in writing after issuance of cheque for the amount
1 (one) lac and above. Otherwise, the Bank may return the cheque if presented through automated clearing house at the risk and responsibility of the account holder(s).
22. E-Statement:
a. I/We fully understand the risk and accept that the Bank does not use encrypted e-mail and generally internet is not encrypted and is not a secured means of transmission of
the information. It involves the risk of unauthorized alteration, usage and disclosure of the information by unwanted parties.
b. I/We fully understand the risk and accept that transmission of the information to a corporate ID involves the risks of the information to be viewed, altered, used or disclosed
to third parties who was/were once authorized, but may not be in the employment of the organization in the future. I/We agree to indemnify the Bank and hold the Bank
indemnified and harmless from any and all costs, expenses, liabilities, losses, responsibilities whether direct or consequential, arising out or in connection with such view,
alteration, usages or disclosure of the information or otherwise caused by using the internet as a means of transmission and also for any error, delay or problem in transmission
of the information.
c. That my/our legal representatives, executors, successors-in-interest and assigned are bound by this E-statement enrolment.
d. That this E-statement Enrolment shall be governed by and constructed in accordance with the laws of Bangladesh.
e. Electronic statement delivery will supersede hard copy statement delivery (if any).
✓ ✓ ✓
Mr. Rui Owase Mr. Masato Hinobayashi Mr. Md. Shafiqul Islam
Page 7 of 8
Account Rules
Eligibility, Interest, Fees & Charges, documentation requirements and other conditions are as per feature
Opening an Account:
of the product. Bank’s Account Opening Officer will explain details of
the product to the customer(s) before opening of the accounts. No interest is given on the Current Accounts. The customer(s) should ask the Bank’s Officer on the product features
and fees & charges for different services related to operation of the account.
Withdrawals:
Cash withdrawals should only be made on the printed cheque forms supplied by the Bank. The account should not be overdrawn nor should be cheques be drawn against funds in course
of realization unless the special arrangements have been made with the Bank. No overdrafts are allowed on Savings Accounts.
Minimum Average Balance :
The initial minimum deposit to open an account is as per current Tariff. Average minimum balance as per our current Tariff should always be maintained. The Bank reserves the right to
close at any time any account in which the minimum balance is not maintained, without further notification to the account holders.
Cheque Books:
1. The Bank reserves the right to refuse issuance of cheque book on such accounts which are not maintained satisfactorily and also when an excessive number of cheques from the previous
cheque book have remained unused.
2. When new cheque books are delivered to the customer by post it will be according to the address record kept by the Bank (or by such other means as determined by the Bank). The Bank
assumes no responsibility for any delay or loss caused by any mode of forwarding.
3. Undelivered cheque book will be retained by the Bank for up to 90 (Ninety) days. After 90 (Ninety) days undelivered cheque book will be destroyed by the Bank and necessary charges
will be realised from the respective customer account as per Bank’s tariff.
4. Account holders should exercise care when drawing cheques and should not draw cheques by any means which may enable a cheque to be altered in a manner which is not readily
detectable.
5. The cheque will be returned unpaid if drawer’s signature differs from that on record at the Bank. The same style and model of signature as per specimen given to the Bank must be
adhered to.
6. The bank reserves the right to dishonor cheque(s) on reasonable ground. In the event of a cheque being returned, the Bank may realize a penalty charge for each presentation & return.
7. The customer should comply with the conditions as printed on the inside of the front cover of the issued cheque book.
Stop Payment of the Cheque:
I/We, the account holder(s), shall immediately notify the Bank if any of the cheques issued to me/us, is lost or stolen. I understand that the Bank may in its absolute discretion, accept from
me any stop cheque instructions (either orally or in writing) cases where I have lost the relevant cheque or, in other circumstances in which it shall be allowed by law and agreed by the
Bank. Should the Bank accept any such instruction from me or from some other person purporting to be me, I hereby undertake to indemnify the Bank against any loss, damage, cost
(including any legal cost) or demand incurred by it as a result of, or in connection therewith. A charge as per our prevailing tariff will be recovered for recording stop payments.
Fraud & Forgery Due to Payment of Cheque:
The customer must all times exercise due care to prevent cheques from being altered or forged in a manner which may facilitate fraud. In such events, the Bank is not responsible for any
loss suffered by customer or any other person. Any loss or misuse of the cheques must be immediately reported to the Bank and confirmed in writing without any delay.
General Rules :
1. A newly opened account will be activated upon accomplishment of Know Your Customer (KYC) as per the Bank’s policy.
2. The Bank reserves the right to close any account without assigning any reason.
3. Nomination/Succession to the amount lying to the credit of the account and/or operation thereof on the death of the person authorized to operate upon the account shall be in
accordance with the rules for the purpose prescribed by the Bank from time to time and effective at the time of the claim.
4. In the event of the death of one or more customer(s) in joint account, the right of the survivor(s) to operate the account will be ceased unless appropriate order is received from a court
of competent jurisdiction (if applicable) for operation of accounts.
5. The Bank will not execute any customer transaction over phone, fax and e-mail (unless standard indemnity arrangements are already in place).
6. Duplicate statements of past transactions are issued against payment of charges as per our current tariff.
7. Accounts against which an attachment order or other legal notice prohibiting operation of the account has been received will be ruled off and no further operation will be allowed till
such time as the prohibiting order is removed.
8. Customer transactions will be entertained during normal banking hours that may be in force from time to time.
9. Account holder should notify the Bank of any change of address in writing. Otherwise, Bank will not be liable for delivering account statement/Bank communication to the recorded
address of the account holder.
10. The Bank may without notice combine or consolidate account(s) with any liabilities to the bank and set-off or transfer any sum(s) standing to the credit of such accounts or any other
suit(s) owing to the customer from the bank in or towards satisfaction or the customer’s liabilities to the Bank on any other respect whether such liabilities be actual or contingent, primary
or collateral and several or joint.
11. In addition, to any general lien or other rights or remedies to which the Bank shall be entitled, the Bank may at any and from time to time apply any credit balance to which the
customer(s) is/are entitled on any account(s) with the Bank (including the above account(s)) in satisfaction of any of its ineptness to the Bank. Further, any of the account(s) of the customer(s)
with any branch of the Bank shall be treated as one combined account.
12. Operations of the Non-Resident accounts shall be governed as per the guidelines of Bangladesh Bank. Holders of Non-Resident accounts should advise the Bank immediately upon
return to Bangladesh if they intend to take permanent residence in Bangladesh. It is also a responsibility of the customer to inform the Bank in writing before leaving country.
13. The Bank may refuse to process any transaction on any customer‘s account(s) if the Bank suspects fraud or illegality therein. The Bank’s decision on whether the transaction is or likely
to be involved a fraud or irregularity shall be final and conclusive and binding on the customer.
14. The Bank reserves the right to close any account having zero balance without transaction for one year.
15. Statements of accounts are issued based on product feature half yearly and/or when a statement sheet is completed in case of current/savings accounts. If statements are required in
frequencies higher than the above a charge will be levied as per our current Tariff.
16. The Bank reserves the right to amend the terms and conditions, current tariff without any notice.
✓ ✓ ✓
Mr. Rui Owase Mr. Masato Hinobayashi Mr. Md. Shafiqul Islam
Page 8 of 8
Collection of Cheque/Draft/Pay Order :
The Bank will refuse to accept an instrument for deposit through collection or internal Transfer if the payee’s name is not identical to the name of the customer in the Bank’s record. The
Bank acts as the collection agent and assumes no responsibility for the realization of any instrument deposited with the Bank for collection. Thus, proceeds of the cheques or other
instruments deposited will not be available for withdrawal until collected by the Bank.
Reversal of Wrongly Credited Amount:
The Bank reserves the right to debit any account that may have been inadvertently credited with an item/transaction subsequently unpaid on collection or detected to be the wrong entry
without giving any information to the customer.
Dormancy & Unclaimed Account :
• Current/Savings/SND Accounts being inoperative for one year will be transferred to Dormant status.
• (As per clause 35 of Banking Company Act 1991) Accounts will be transferred to Unclaimed account status after 10 (ten) years if there has been no transaction in the said account by the
customer.
• No customer’s initiated transaction is allowed in the Dormant account unless the account holder(s) apply to Prime Bank Limited in writing to regularize the status of account.
Overdrawn Account:
If for whatever reasons the Account has any unauthorized debit balance, the Customer shall pay interest and other Charges in accordance with the Bank’s prevalent rate and practice and
shall regularize the Account on the same day, unless the Bank specifically makes an exception.
Holiday Processing:
Any transaction on Bank Holiday or after Business Hours of the Bank shall be shown in the Account, at the sole discretion of the Bank, as having taken place on the succeeding Working
Day and not the actual day of the transaction and all the deductions/accretions on such amount shall be deducted/accrued as of such Working Day. Bank shall not be responsible for any
loss of interest or exchange rate or liability incurred/suffered by the Customer including but not limited to return of cheques, loss of interest arising due to such transaction being not shown
on the day same actually occurred.
Confidentiality and Disclosure of Information:
Whilst the Bank maintains strict confidentiality in all matters relating to my account(s) and business, I hereby authorize the Bank (and/or/any of its officers of employees) to disclose any
information concerning me, my business, my accounts held with the Bank or another Group Member, or my relationship with the Bank or another Group Member, to any of the following:
(a) any office or branch of the Bank or another Group Member; (b) any agent, contractor or third party service provider, or any professional adviser of the Bank or another Group Member;
(c) any regulatory, supervisory, governmental or quasi-governmental authority with jurisdiction over the Bank or another Group Member; (d) any person to whom the Bank is required or
authorized by law or court order to make such disclosure, (e) any person who is under a duty of confidentiality to the Bank; (f) any Bank or financial institution with which I have or proposes
to have dealings; regardless of whether the recipient in each case is located in Bangladesh or in another country, and regardless of whether such information will following disclosure be
held, processed, used or disclosed by such recipient in Bangladesh or another country.
Waiver :
No forbearance, negligence or waiver by the Bank in the enforcement of any of these terms and conditions shall prejudice the Bank’s right thereafter to strictly enforce the same. No waiver
by the Bank shall be effective unless it is in writing.
Variations :
The Bank may amend these terms and conditions at any time by not less than 14 (fourteen) days notice to me specifying the effective date of amendment. If I use any banking facilities
after the effective date of the amendment, I shall be deemed to have received notice of the amendment and to have decided continue to use the Banking facilities upon the revised terms
and conditions. I further acknowledge that in the event of any changes being communicated to me, the Bank is not obliged to obtain my signature for receipt of such communication.
Notice: Save as otherwise provided in these terms and conditions, any demand or communication made by the Bank under these terms and conditions shall be in writing and made at the
address given by me (or such other addresses as I shall notify the Bank from time to time) and, if posted, shall be deemed to have been served on me on the date of posting.
Force Majeure/Technical Problem:
Notwithstanding anything to the contrary contained herein, nothing herein shall apply if the Bank is prevented from discharging any or all of its obligation herein or otherwise due to any
cause arising out of or related to Force Majeure or technical problem for any reason beyond the reasonable control of the Bank.
Governing Law:
These terms and conditions shall be governed by and construed in accordance with, the laws of Bangladesh and I hereby irrevocably submit to the non-exclusive jurisdiction of the courts
of law of Bangladesh. Such submission shall however, not prejudice the rights of the Bank to bring proceedings against me in any other jurisdiction or courts of law elsewhere. However,
all accounts shall be subject to the provisions of the guidelines/circulars together with any alteration/modification thereto effected by Bangladesh Bank from time to time. I/We have gone
through the term & conditions mentioned above and understood them entirety and undertake to abide by those terms & conditions relating to the account. I/We also agree to be bound
by such terms & conditions as may be amended or supplemented from time to time.
Signature of the Applicant(s)
Disclaimer:
Terms & Conditions are subject to review and changes as per bank's discretion, changes (if any) will be equally applicable to the customer(s). If any confusion arises between Bangla &
English version of the text mentioned above, the English version shall be deemed as correct.
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Mr. Rui Owase Mr. Masato Hinobayashi Mr. Md. Shafiqul Islam
See Chapter 14 | Para 9 APP5IgO
FORI,{ QA1Z
(Fqw tt ttnclertuking to lte.firrnislted bt;.fitreign nationuls resiclent in fSangludesh attd t'otnltttntrs urrd
.firm,s who,se head o//ices u'e. out,side Runglaclesh fbr tntinlatning hanlr uccount )
]b.
'l'hc Ilauirgcr.
(Nanre and ackiress ol llank)
D.'lr Sir'.
ll\Ye hercby, ccrtiiir that thc crcdits paid into mylour a.ccount u,ith.vonr bank rclate nomrally' to myiour
trading busincss in Bangladesh onl,v and consisl of the fbllorving:-
(f{ere ,slute the principul sowr.:e,y ./iotu whic'h '[ult* pttt'metrls itrlo the acc'ount ure derived, e.g. li{tvtu€nt,\
receit'cd.fbr gootls sold, ,\tilling generul nutw'e ol'good';).
In consideration of' the llangladesh llank agreeing to dispense rvith rnyiour conrpletirtg Irorm A-7 rrr
respect of'every credit to lnv,'crul accr)unt, other than fiom nou-resident acconnt, Irrve undertalie that Ill,\i'e
n,ill not rnake ar.ailable to any llerson ol firm in llangladesh any for:eign cult-enc)i u,hich may be at
nry/clur disposal, against reimburseirrent in Taka. r'vithout llrst having obtarnecl the perntission of tlre
Banglatlesh Llank (through nn Authorised Dealer) by completing Forrrr A-7 in rl:spect ol the l'aka
payment to rny/orlr account. Ii\\'e lurthcr agree to contplctc I'orrn,'\-7 in respect of anv paynlents into thc
account rvhich may uot be directl.v conncrcted r.vith my/our trading aciivitics in }3angladesh. or n'lticlt
rcpreserlt rcnrittances receirrecl fi'otu overseas.
Yours t-aithtirlly,
,\ i gr r trt to't o_f ap p I i r: o nt
Datcd
Bangladesh..
\\re cerltty that to tlre best of oul kno'ur,ledge and belief the infbnralion given above is colrect.
Slunqt and Signuture o/'
rluthorised Deqler
Note: Thrs tbrm shoulci be courpleted in orr original and subrnitted to the Authorised Dealer r'vitlt wltom
the account is clesirecl to he opened fol being preselrred in th'^ respective accourlt openirrg tile.
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