□ Existing □ New
Preferred Enterprise ID: 1. …………………………………………. 2. ………………………………………….. 3. ……………………………………………..
Section 1
company general information
Please complete this section with information about your organisation
Company Name:
Office Address
Office Telephone Company Fax Company E-mail Address:
Types of Company: □ Public Ltd. Company □ Pvt. Ltd. Company
□ Partnership □ Proprietorship □ Others (Please specify ) _____________
Enterprise Banking Contact Information*
Name of Primary Contact Person: Name of Secondary Contact Person:
Designation: Designation:
Office Telephone/Extension: Office Telephone/Extension:
Mobile Phone: Mobile Phone:
E-mail Address: E-mail Address:
*Enterprise Banking related information is sent to this person
Section 2
BANK ACCOUNT INFORMATION
List of CIF number (s) and account number (s) to be activated on Enterprise Unet in the boxes below:
CIF number 1:
CIF number 2:
CIF number 3:
CIF number 4:
CIF number 5:
Indicate the account (s) to view and/or debit for payment processing.
1
2
3
4
5
6
7
8
9
10
* Add additional pages if required.
________________________________ _________________________________________________
Authorized Signatory Authorized Signatory (In case of joint signatory)
SEAL & SIGNATURE OF AUTHORISED SIGNATORY (as per board resolution)
Unet Enterprise Banking - Registration Form
Daily Transaction Limit: Amount ___________________ In Words ____________________
Section 3
User Privileges
Sl Name of the User User ID View Only
Maker
Authorizer
1 st
Authorizer
2 nd
Authorizer
Final
Authorizer
Transfer Type Minimum
Amount
(BDT)
Maximum
Amount
(BDT)
ACCOUNT(S) TO
ACCESS BY USER
(Refer to Section 2
and indicate the
corresponding
serial number(s)
here, separate with
comma if more
than one e.g 1, 2 , 3
or 1 - 3)
□ Accounts
□ Trade Services
□ Loans
□ FD/TD
□ Credit Card
□ ALL
□ Own Bank Accounts Fund Transfer
□ Within UCB Fund Transfer
□ Other Bank Fund Transfer (EFTN)
□ Other Bank Fund Transfer (RTGS)
□ Other Bank Fund Transfer (NPSB)
□ Bulk Transfer
□ Bulk Mobile Recharge
□ Credit Card Payment
□ Accounts
□ Trade Services
□ Loans
□ FD/TD
□ Credit Card
□ ALL
□ Own Bank Accounts Fund Transfer
□ Within UCB Fund Transfer
□ Other Bank Fund Transfer (EFTN)
□ Other Bank Fund Transfer (RTGS)
□ Other Bank Fund Transfer (NPSB)
□ Bulk Transfer
□ Bulk Mobile Recharge
□ Credit Card Payment
□ Accounts
□ Trade Services
□ Loans
□ FD/TD
□ Credit Card
□ ALL
□ Own Bank Accounts Fund Transfer
□ W ithin UCB Fund Transfer
□ Other Bank Fund Transfer (EFTN)
□ Other Bank Fund Transfer (RTGS)
□ Other Bank Fund Transfer (NPSB)
□ Bulk Transfer
□ Bulk Mobile Recharge
□ Credit Card Payment
□ Accounts
□ Trade Services
□ Loans
□ FD/TD
□ Credit Card
□ ALL
□ Own Bank Accounts Fund Transfer
□ Within UCB Fund Transfer
□ Other Bank Fund Transfer (EFTN)
□ Other Bank Fund Transfer (RTGS)
□ Other Bank Fund Transfer (NPSB)
□ Bulk Transfer
□ Bulk Mobile Recharge
□ Credit Card Payment
□ Accounts
□ Trade Services
□ Loans
□ FD/TD
□ Credit Card
□ ALL
□ Own Bank Accounts Fund Transfer
□ Within UCB Fund Transfer
□ Other Bank Fund Transfer (EFTN)
□ Other Bank F und Transfer (RTGS)
□ Other Bank Fund Transfer (NPSB)
□ Bulk Transfer
□ Bulk Mobile Recharge
□ Credit Card Payment
* All fields are mandatory
* Limits captured will be applicable at enterprise user level
* In case of multiple users please provide details as an annexure on companies letter head
________________________________ _________________________________________________
Authorized Signatory Authorized Signatory (In case of joint signatory)
SEAL & SIGNATURE OF AUTHORISED SIGNATORY (as per board resolution)
* Mobile no. & Email ID needs to be unique for every user
I / we hereby confirm that the above mentioned information is correct and authentic therefore the above mentioned
a pproving signatory/signatories have the authority to perform roles and functions designated in the setup form.
SEAL & SIGNATURE OF AUTHORISED SIGNATORY (as per board resolution)
________________________________ _________________________________________________
Authorized Signatory Authorized Signatory (In case of joint signatory)
Papers and Documents Attached (In case User is not signatory of the account(s)
_________________________________ ___________________________ _______________________
Checked by (Concerned Branch Officer) Verified by (Manager Operation) Approved by (Head of Branch)
____________________ _____________________
Registration by (Maker) Registration by(Checker)
Section 4
USER CONTACT DETAILS
S/L User Name Mobile Number UCB Account Number E-mail Address
.
User personal information form(s)
Obtaining recent photograph(s)
Obtaining valid Photo ID of the users
NID verified copies.
Velocity Updated
Others
For Bank Use Only
For Operations Use
(Please read these Terms & Conditions carefully)
Applicability of Terms
These Terms & Conditions form the contract between the Client using the Unet Enterprise Banking service and United Commercial Bank Ltd
(UCB). By applying for Unet Enterprise Banking service and accessing the Unet Enterprise Banking service, the Client acknowledge and
accepts these Terms & Conditions . These Terms & Conditions will be in addition to the terms and conditions relating to any account of the
Client.
1. Application for Unet Enterprise Bank
1.1 These Terms & Conditions form the contact between the Client and UCB for using Unet Enterprise Banking s ervice . The Client shal l have
to apply in the prescribed form for use of Unet Enterprise Banking service . UCB at its sole discretion may accept or reject any such
applications.
1.2 By applying for Unet Enterprise Banking service for the first time, the Client acknowledges and accepts these Terms & Conditions.
Notwithstanding anything contained herein, all Terms & Conditions pertaining to the accounts shall continue to apply.
1.4 UCB may advise from time to time internet software such as Browser, which are required for using Unet Enterprise Banking service.
There will be no obligation on United Commercial Bank Ltd. to support all the versions of this internet software.
2. Unet Enterprise Banking Service
2.1 Through Unet Enterprise Banking UCB shall endeavour to provide to the Client services such as enquiry about the balance in the Client's
Account(s), type of assistance to the Client, details about transactions, statement of Account, Request for transfer of funds and such other
facilities as UCB may decide to provide from time to time. These facilities shall be offered in a phased manner at the sole discretion of UCB.
UCB May also make additions/deletions to the services offered through Unet Enterprise Banking at its sole discretion. The availability / no
availability of a particular service shall be advised through email, web page of UCB, or written communication or through any other suitable
means
2.2 The information provided to the Client through the Unet Enterprise Banking Service is not updated continuously but at regular intervals.
Consequently, any information supplied to the Client through Unet Enterprise Banking Services will pertain to the date and time when it
was last updated and not as the date and time when it is supplied to the Client. UCB shall not be liable for any loss, damage of reputation
that the Client may suffer by replying on or acting on such information.
2.3 As part of the Unet Enterprise Banking Services, UCB may provide the Client access to data / information/ report complied / provided by
a third party. UCB does not give any representation or warranty as to the accuracy / veracity of such data / information / reports. Further,
the Client shall not disseminate, publish or circulate such data / information / report or any part thereof without the prior consent of UCB.
UCB may keep its records of the transactions in any form it wishes. In case of any dispute, UCB’s records shall be binding as the conclusive
and final evidence of the transactions carried out through Unet Enterprise Banking in the absence of any concrete proof to the contrary.
2.4 Any request for any service, which is offered as a part of Unet Enterprise Banking, shall be binding on the Client as and when UCB
receives such a request.
2.5 If any request for a service is such that it cannot be given effect to unless it is followed up by requisite documentation from the CLIENT,
the bank should not be held responsible for the same.
2.6 In the case of any request for a service relating to any foreign currency transaction made by the Client, the exchange rate, the rate at
which the transaction is given effect to would be the effective rate for all intents and purposes.
2.7 UCB shall take all reasonable care to ensure the security of and to prevent unauthorized access to the Unet Enterprise Banking using
technology reasonably available to UCB.
2.8 The Client shall ensure that Unet Enterprise Banking or any related service is not used for any purpose which is illegal, or which is not
authorised in these Terms and Conditions or which is improper.
3. Unet Enterprise Banking Access
3.1 The Client would be allotted a Unet Enterprise Banking User-Id and secret Password by UCB. In the first instance, the Client will be
required to change the password assigned by UCB on accessing Unet Enterprise Banking for the first time. As a safety measure the Client
should change the Password as frequently thereafter as possible.
3.2 In addition to User-Id and Password, UCB may at its discretion, advise the Client to adopt such other means of authentication including
but not limited to digital certification and / or smart cards.
3.3 The Client shall ensure that he/she shall not use the facilities provided as a part of the Unet Enterprise Banking Service to attempt to
access information stored in the computers of UCB that pertains to accounts of a third party with UCB or any transaction between UCB and
any third party without the prior consent of UCB and such third party.
3.4 Any unauthorised use of Unet Enterprise Banking Services by the Client shall be dealt under the appropriate laws of the country. UCB
shall not be responsible for any third person hacking into the Client’s account.
4. Password
4.1 The Client shall be solely responsible for maintaining confidentiality and secrecy of the Unet Enterprise Banking User-Id and password.
UCB shall not be responsible in anyway, either directly or indirectly, for the leakage/loss of the User-Id & Password and thereafter the
misuse by third parties.
4.2 The Client understands and agrees that the Password is for the purpose of verifying the authenticity of the transactions undertaken by
the Client and shall have the same effect as the specimen signature of authorised signatory of the Client and the Client shall be bound by
the transactions initiated by use of Password.
4.3 If the Client forgets the User-Id and/or Password of Unet Enterprise Banking, the Client can request for change of the Password by
sending a duly authorised written request to UCB. The selection of a new Password and/or the replacement of Unet Enterprise Banking
User-id shall not be construed as the commencement of a new contract.
________________________________ _________________________________________________
Authorized Signatory Authorized Signatory (In case of joint signatory)
SEAL & SIGNATURE OF AUTHORISED SIGNATORY (as per board resolution)
5. Minimum Balance and Charges
5.1 The Client Shall maintain, at all times, such minimum balance in ACCOUNT(S), as UCB may stipulate from time to time. UCB may, at its
discretion, levy penal charges for non-maintenance of the minimum balance. In addition to the minimum balance stipulation, UCB may levy
service charges for use of Unet Enterprise Banking which will be notified by UCB to the Client from time to time. Any charges in such service
charges will also be notified to the Client. The Client authorises UCB to recover all charges related to Unet Enterprise Banking as determined
by UCB from time to time by debiting one of the Client’s ACCOUNTS.
5.2 UCB may withdraw the Unet Enterprise Banking Services, if at any time the amount of deposit falls short of the required minimum as
aforesaid and / or if the service charges remain unpaid, without giving any further notice to the Client and / or without incurring any liability
or responsibility whatsoever by reason of such withdrawal.
6. Funds Transfer
6.1 The Client is provided Initiator and Approver mode for funds transfer. The Client confirms that it will always keep confidential the log-in
IDs and Password at all time and ensure that the log-in IDs & passwords will not be disclosed to third party.
6.2 The Client shall not use or attempt to use Unet Enterprise Banking for funds transfer without sufficient funds in the relative Account or
without a pre-existing arrangement with UCB for the grant of an overdraft.
6.3 UCB will endeavour to effect such funds transfer transactions received through Unet Enterprise Banking provided there are sufficient
funds available in the ACCOUNT. UCB shall not be liable for any omission to make all or any of the payments or for late payments due to
circumstances beyond the reasonable control of UCB.
6.4 If fund transfer is made available to the Client, it may be used for transfer of funds from the ACCOUNT of the Client to other accounts
belonging to third parties maintained with UCB. Only such User who has been specifically authorised by the Client in this behalf shall
operate the fund transfer facility. Such user will be allowed to transfer funds using Unet Enterprise Banking in accordance with the mandate
/ resolution submitted by the Client. However, UCB shall be entitled to impose limits on the amount of funds that may be transferred
through use of Unet Enterprise Banking services. UCB will notify such limits to the Client.
6.5 For fund transfer and fund transfer dispute, UCB shall always follow the guidelines of the Central Bank
7. CHARGES:
7.1 UCB reserves the right to change and recover from the Client Service Charges, as may be fixed time to time. The Client hereby
authorizes UCB to recover such charges from its account(s). Please refer to UCB’s Charges Schedule for specific charges information.
7.2 Charges are subjected to change from time to time at UCB’s sole discretion.
8. Authority to United Commercial Bank Ltd.
8.1 Access to the Banking Transactions in the ACCOUNT (s) are permitted through Unet Enterprise Banking by UCB only after due
authorization of the user nominated by the Client on its behalf by any means including Unet Enterprise Banking User-Id and Password. The
Client grants express authority to UCB for implementing the instructions given by the Client. UCB shall have no obligation to verify the
authenticity of any transaction/instruction received or purported to have been received from the Client through Unet Enterprise Banking or
purporting to have been sent by the Client via Unet Enterprise Banking other than by means of verification of the Unet Enterprise Banking
User-id and Password.
8.2 The display or printed output that is produced by the Client at the time of operation of Unet Enterprise Banking is a record of the
operation of the internet access and shall not be construed as UCB’s record of the relative transactions. UCB’s own records of transactions
maintained through computer systems or otherwise shall be accepted as conclusive and binding for all purposes.
9. Accuracy of information
9.1 The Client is responsible for the correctness of information supplied to UCB through the use of Unet Enterprise Banking or through any
other means such as electronic mail or written communication. UCB accepts no liability for the consequences arising out of
erroneous/wrong information supplied by the Client.
9.2 If the Client suspects that there is an error in the information supplied to UCB, by him/her, he/she shall advise the same to UCB. UCB will
endeavour to correct the error wherever possible on a ‘best efforts’ basis.
9.3 If the Client notices an error in the account information supplied to him through Unet Enterprise Banking or by the use of any of the
Unet Enterprise Banking services, he/she shall advise UCB as soon as possible. UCB will endeavour to correct the error promptly.
10 Liability of the Client and United Commercial Bank Ltd.
10.1 The Client hereby acknowledges and understands the inherent risk of using Unet Enterprise Banking and availing the Unet Enterprise
Banking Services and accordingly shall take all necessary precautions at his/her end to safeguard him/her from such risk. UCB shall not be
held liable in any form whatsoever if the Client suffers any loss or damages due to such inherent risk of Unet Enterprise Banking service
unless such loss or damage is caused due to willful negligence of the Bank.
10.2 UCB shall under no circumstances be held liable if Unet Enterprise Banking access is not available in the desired manner for reasons
including but not limited to natural calamity, floods, fire and other natural disasters, legal restraints, faults in the telecommunication
network or internet or network failure, software or hardware error or any other reason beyond the reasonable control of UCB. Under no
circumstances shall UCB be liable for any loss / damages whatsoever whether such damages are direct, indirect, incidental, consequential
and irrespective of whether any claim is based on loss of revenue, investment, production, goodwill, profit, interruption of business or any
other loss of any character or nature whatsoever and whether sustained by the Client or any other person except where the damage caused
can be solely attributed to willful negligence of UCB.
________________________________ _________________________________________________
Authorized Signatory Authorized Signatory (In case of joint signatory)
SEAL & SIGNATURE OF AUTHORISED SIGNATORY (as per board resolution)
11. ANTI MONEY LAUNDERING
11.1. The Client agrees and confirms that he/she will not use this Unet Enterprise Banking facility for money
laundering or any other illegal, unlawful purpose or violate any law related to the money laundering.
11.2. UCB reserves the right to demand explanation from the Client regarding any matter pertaining to violation of money laundering/any
other law of the country.
12. Indemnify
12.1 The Client shall hold UCB harmless against any loss suffered by UCB or its customers of a third party or any claim or action brought by a
third party which is in any way the result of the improper use of Unet Enterprise Banking by the CLIENT or breach of these Terms and
Conditions by the Client.
13. Disclosure of Client Information
13.1 The Client agrees that UCB may hold and process his information on computer or otherwise in connection with Unet Enterprise
Banking services as well as for statistical analysis and credit scoring. The Client also agrees that United Commercial Bank Ltd. may disclose,
in strict confidence, to other institution or governmental authorities, such information of the Client as may be reasonably necessary for
reasons inclusive of but not limited to the following.
for participation in any telecommunication or electronic clearing network
in compliance with a legal directive
for credit rating by recognized credit scoring agencies
for fraud prevention purposes
request by any authority duly empowered under law
14. Bank’s Lien
14.1 UCB shall have the right of set-off and lien, respective of any other lien charge, present as well as future on the deposits held in the
Client’s Primary Account and / or secondary Account(s) or in any other account, whether in single name or Joint name(s), to the extent of all
outstanding dues, whatsoever, arising as a result of the Unet Enterprise Banking service extended to and / or used by the Client.
15. Proprietary Rights
15.1 The Client acknowledges that the software underlying the service as well as other internet related software which are required for
accessing Unet Enterprise Banking are the legal property of UCB/the respective vendors of UCB. The permission given by UCB to access
Unet Enterprise Banking will not convey any patent copyright, licence, proprietary or ownership rights in the above software to the Client.
The Client shall not attempt to modify, translate, disassemble, decompile or reverse engineer the software underlying Unet Enterprise
Banking or create any derivative product based on the software.
16. Change of Terms and Conditions
16.1 UCB has the absolute discretion to amend or supplement these Terms and Conditions at any time and will endeavor to give prior
notice of fifteen days for such changes. UCB may introduce new services or may discontinue any feature of the Unet Enterprise Banking
service at its absolute discretion from time to time. The existing/ availability of the new functions will be notified to the Client as and when
they become available. The changed terms and conditions applicable to the new feature of Unet Enterprise Banking services shall be
communicated to the Client. By using these new features/services, the Client agrees to be bound by the changed Terms and Conditions. Any
modification in these terms and conditions notified on the web site through which Unet Enterprise Banking is made available, shall be
deemed to be notified to the Client.
17. Procedure for changing Users
The Client can revoke the authority of an existing User, change his/her User Access Profile/authorize a new user by giving a resolution /
mandate in the format prescribed by UCB. However, all the Terms and Conditions herein shall continue to apply. In case a user leaves the
services of the Client, the Client shall immediately notify UCB to disable the user access, giving UCB reasonable time to do so.
18. Non-Transferability
The grant of facility of Unet Enterprise Banking to a Client is not transferable/assignable under any circumstances.
19. Termination of Unet Enterprise Banking
19.1 The Client may request for termination of the Unet Enterprise Banking Services any time by giving a written notice of at least 15 days
to UCB. The Client will remain responsible for any transactions made on his/her ACCOUNT (S) through Unet Enterprise Banking prior to the
time of such cancellation of the Unet Enterprise Banking services. UCB reserves the right to discontinue all or any of the Unet Enterprise
Banking services to all or any of the Clients at any time without assigning any reason and without being liable for any loss/damage/cost of
any nature whatsoever to the Client
Clause 12 shall survive the termination of this agreement for any reason whatsoever.
________________________________ _________________________________________________
Authorized Signatory Authorized Signatory (In case of joint signatory)
SEAL & SIGNATURE OF AUTHORISED SIGNATORY (as per board resolution)
20. Notice
20.1 UCB and the Client may give notices under these Terms and Conditions:
Electronically to the mailbox of either party. Such notices will be regarded as being in writing.
In writing by delivering them by hand or by sending them by post/courier service to the last address given by the Client and in the
case of UCB, to the above mentioned address.
20.2 In addition, UCB may also publish notices of general nature, which are applicable to all Clients of Unet Enterprise Banking on its web
site. Such notices will have the same effect as a notice served individually to each Client.
21 Governing Law
21.1 These Terms and Condition and/or the operations in the accounts of the Client maintained by UCB, and/or the use of the services
provided through Unet Enterprise Banking will be governed by the laws of the Bangladesh and shall be subject to exclusive jurisdiction of
courts and Bangladesh.
21.2 UCB accepts no liability whatsoever, direct or indirect, for non-compliance with the laws of any country other than the Peoples
Republic of Bangladesh. The mere fact that the Unet Enterprise Banking service can be accessed through internet by a Client in a country
other than Bangladesh shall not be interpreted to imply that the laws of the said country govern these Terms and Conditions and/or the
operations in the accounts of the Client and/or the use of Unet Enterprise Banking.
22 General
22.1 The clause headings in this agreement are only for convenience and do not affect the meaning of the relative clause. The Client shall
not assign this agreement to anybody else. UCB may sub-contract and employ agents to carry out any of its obligations under this
agreement.
22.2 These Terms and Conditions contain entire agreement (except as otherwise expressly provided herein) and supersede and replace any
previously made proposals, representations, understandings and agreements, express or implied, either oral or in writing between the
Client and UCB for Unet Enterprise Banking Services. The Client acknowledges that it has not relied on any representations made by UCB or
any of its employees or agents and has made its own independent assessment of Unet Enterprise Banking. No Third party will have any
rights or claims under these Terms and Conditions.
23. Disclaimer
23.1 It is the understanding that the Client shall make use of the Unet Enterprise Banking facility inter alia for carrying out valid and legal
transactions and shall in no way violate the provisions of law in force from time to time. The Client shall be responsible for all of any such
violation including any money laundering both attempted or otherwise. It is the understanding of UCB and the Client that all the transaction
embeds out by the Client should be treated to be the valid transactions and shall not be disputed. The Client expressly agrees that use of
the Website and the Mobile Application is at its sole risk. The Website and the Mobile Application are provided on an “as is” and “as
available” basis. Except as warranted in the Terms and Conditions, UCB expressly disclaims all warranties of any kind, whether express or
implied or statutory, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose, data accuracy
and completeness, and any warranties relating to non-infringement in the Online Services. UCB does not warrant that access to the Website
and the Online Services will be uninterrupted, timely, secure, or error free nor does it make any warranty as to the results that may be
obtained from the Website or use of the Services or as to the accuracy or reliability of the Online Services. UCB makes no warranty
regarding the Transactions entered into through the Website and/or the Mobile Application. UCB will not be liable for any virus that may
enter the Client’s system as a result of the Client using the Online Services. UCB does not guarantee to the Client or any other third party
that the Online Services would be virus free.
24. BREACH OF TERM & CONDITIONS:
The client must compensate UCB for any loss that occurs as a result of his/her breaching any clause of these terms and Conditions.
25. PERCAUTIONARY NOTE:
25.1 In order to prevent unauthorized transaction through Unet Enterprise Banking Service, Clients are advised to strictly
maintain the following:
The Password should not be written anywhere.
Client should make sure that no one is physically watching my passwords when he/she is Logging in.
It is important to remember to click 'Log out' after completing his/her Unet Enterprise Banking session.
Client should not leave his/her PC unattended with the browser running and a valid user name and Password cached as in such case anyone
can gain access to the account.
I/we hereby acknowledge that I/we have read and understand the aforesaid terms and conditions and risk involved in Unet Enterprise
Banking operation and agree to comply with them.
Customer Full Name: _______________________________
SEAL, SIGNATURE & Date: _________________________
Customer Full Name: _______________________________
SEAL, SIGNATURE & Date: _________________________