[Loan Information]
Information sheet for Long Term Loan
Sl. No. | Particulars | Details
1 | Lender (Parent Company Name) | NICCA CHEMICAL CO., LTD.
2 | Address of Lender | 4-23-1 Bunkyo, Fukui City, Fukui Prefecture 910-8670, Japan.
3 | Borrower (Subsidiary) | NICCA BANGLADESH CO., LTD.
4 | Address of Borrower | Lot No. C6, Bangladesh Special Economic Zone (BSEZ), Sonpara, Panchrukhi Via Rupganj Araihazar, Narayanganj-1460, Bangladesh
5 | Date of Commencement | 1/Jul/2026
6 | Loan Amount in USD | 800,000
7 | Interest Rate | 3% | TBA(To Be Advised, Fixed Rate)
8 | Loan Type | Long term
9 | Loan Tenure | 5 years
10 | Grace Period (if any) | N/A
11 | Repayment Period | 5 years
12 | Annual Repayment Amount | N/A
13 | Total Repayment Amount | Fully paid at Maturity Date
14 | Repayment Mode | Bullet Payment
15 | Disbursement Bank (Lender) | NICCA CHEMICAL CO., LTD.
16 | Lender’s Account No. | Account with Japan
17 | Receiving Bank (Borrower) | HSBC Bangladesh
18 | Borrower’s Account Name | NICCA BANGLADESH CO., LTD.
19 | Account No. | 007-037096-017
20 | SWIFT Code | HSBCBDDH
21 | Purpose of Loan | Factory construction, Machinery and equipment purchase, technology transfer.
22 | Repayment & Repatriation | Bullet Payment Maturity Date
[Loan Schedule]
Repayment Schedule
Year | Calendar Year | Total Repayment (USD) | Principal (USD) | Interest (USD)
1 | 2026 | 0 | 800,000 | 24,000
2 | 2027 | 0 | 800,000 | 24,000
3 | 2028 | 0 | 800,000 | 24,000
4 | 2029 | 0 | 800,000 | 24,000
5 | 2030 | 0 | 800,000 | 24,000
6 | 2031 | 920,000 | 0 | 0
Total | 920,000 | 800,000 | 120,000
[Loan Schedule TCF]
Year | Calendar Year | Outstanding Principal | Annual Interest (3%) | Cash Outflow (Payment)
1 | 2026 | $800,000.00 | $24,000.00 | $0.00
2 | 2027 | $800,000.00 | $24,000.00 | $0.00
3 | 2028 | $800,000.00 | $24,000.00 | $0.00
4 | 2029 | $800,000.00 | $24,000.00 | $0.00
5 | 2030 | $800,000.00 | $24,000.00 | $0.00
6 (Maturity) | 2031 | $0.00 | Included in Bullet | $920,000.00
--- | --- | --- | --- | ---
TOTAL | $120,000.00 | $920,000.00