BANGLADESH BANK | FORM ED-1
STATISTICS DEPARTMENT
Deadline for submission: Within 1 month of approval
SUMMERY REPORT ON FOREIGN BORROWING AGREEMENT
General Information
1. | Loan ID (Provided by BB) : | NOT FOUND / To be provided by Bangladesh Bank
2. | Debtor's Name | : | Bengal IRIS TAKUMI Ltd.
Address | : | Lot No. D1, Bangladesh Special Economic Zone (BSEZ), Sonpara, Panchrukhi, Via Rupganj Araihazar, Narayanganj-1460, Bangladesh
3. | Creditor's Name | : | IRIS Company Ltd.
Address | : | 1933 Izuka, Ota, Gunma, Japan
4. | Date of Agreement Signed | : | 10-Nov-25 | 5. | Effective Date 1 | : | 1st Jan 2026(As per Aggreement)
6. | Expiry Date of Effectiveness 2 | : | N/A – no separate effectiveness-expiry date; full amount disbursed as a single lump sum (Sec. 5.1) | 7. | Date of Drawing Limit | : | N/A – no separate drawing-limit date; single lump-sum disbursement (Sec. 5.1)
8. | No. of Tranches | : | 1 (single lump-sum disbursement – Sec. 5.1) | 9. | Date of Authorization | : | 3-Aug-26
10. | Loan Amount | : | USD 3,000,000 | 11. | Authorized By | : | Bangladesh Bank
12. | Purpose of Loan | : | Factory construction / establishment of production facilities; machinery and equipment purchase; technology transfer; infrastructure, utilities and capital expenditure necessary for operations. | 13. | Base Currency | : | USD
14. | Public Guarantee | : | Yes ☑ No | 15. | Syndicated Loan * | : | Yes ☑ No
* If yes, please attach the list of creditors with their contribution to loan amount.
TRANCHE Information
16. | Tranche Number 3 | : | 1 of 1 (single tranche)
17. | Principal Repayment | : | 8 years (2028–2035)
(Please, attach the updated repayment schedule.)
18. | Information of interest
a) | Rate of Interest | : | 3% per annum b) | Penalty Rate | : | 1.5% per annum over interest rate
c) | Calculation Start Date | : | 1 January 2026 (loan commencement date – Sec. 3.1; grace-period interest accrues from this date, Sec. 3.2/4.2)
d) | Method of Calculation | e) | Payment Dates
i) | Year 4 | : | N/A – flat annual rate; no day-count convention specified (Sec. 4.1) | i) | Payment Start Date | : | Within CY2026 – 1st annual interest payment, grace period (Schedule-1, Year 1)
ii) | Month 5 | : | N/A – interest paid annually, not on 30-day/calendar-month basis (Sec. 4.1-4.2) | ii) | Payment End Date | : | Within CY2035 – final annual repayment installment (Schedule-1, Year 10)
iii) | Periodicity 6 | : | Annual | iii) | Periodicity | : | Annual
19. | Commission Payment
For Regular Payment
a) | Commission Type | : | N/A
b) | Rate/Amount | : | N/A | Currency | : | N/A
d) | Calculation Start Date | : | N/A | Calculation End Date | : | N/A
f) | Method of Calculation | N/A g) | Payment Dates | N/A
i) | Year | : | N/A | i) | Payment Start Date | : | N/A
ii) | Month | : | N/A | ii) | Payment End Date | : | N/A
iii) | Periodicity | : | N/A | iii) | Periodicity | : | N/A
For One-time Payment
a) | Commission Type | : | N/A b) | Currency | : | N/A
c) | Payment Date | : | N/A d) | Percentage/Amount | : | N/A
20. | Bank's Name & Address | : | Prime Bank PLC, Gulshan Branch, Dhaka, Bangladesh
Notes :
1. | The earliest date at which a drawing can be made.
2. | The closing date for rendering the loan effective. After this date, | Signature: .................................
the commitment of the creditor can be annulled. | Name: ......................................
3. | For multiple tranches additional sheet should be used. | Designation: .............................
4. | Options : 360 days; 364 days; 365 days; 366 days | (Official seal)
5. | Options : 30 days; Calendar | Telephone No.: ........................
6. | Options : Annual; Semiannual; Quarterly; Monthly; Irregular | Date : ........................