Date: 2 Dee 202 5
The Director
Bengal IRIS TAKUMI LTD.
Lot No. D1, Bangladesh Special Economic Zone,
Sonpara, Panchrukhi Via Rupganj Araihazar,
Narayanganj-1460 Bangladesh
Foreign Exchange Investment Department
Bangladesh Bank
Head Office, Dhaka-Bangladesh.
Through: Prime Bank Limited, (Gulshan Branch) Plot # 01, Block- CENH), Road # 109, Gulsham
Avenue, Gulshan, Dhaka-1212.
Subject: Application for Approval of Long-Term Loan (foreign borrowing from parent).
Dear Sir,
We, Bengal Iris Takumi Ltd., a company incorporated under the laws of Bangladesh and duly
registered with the Registrar of Joint Stock Companies and Firms (RJSC), respectfully submit this
application for approval of a long-term foreign loan to be received from our parent company,
IRIS Company Ltd., Japan.
Purpose of the Loan is to support factory construction,equipment purchase, technology transfer, and
infrastructure, utilities, and capital expenditure necessary for operations. The Loan Amount is USD
3,000,000. The interest Rate is 3% per annum, the Tenure will be 10 Years and Grace Period 2
Years (2026-2027).
We hereby declare that the proposed loan arrangement complies with all applicable laws of
Bangladesh and does not contravene any existing regulations of Bangladesh Bank.
We, therefore, seek your kind consideration and approval of the proposed long-term foreign loan
from our parent company.
Sincerely,
Yukihei Osumi
Director
Bengal IRIS TAKUMILtd,
Recenel
Shama Al!
SAVP & SRM
Transaction Banking
Prime
anking Division
BankPLC.
Head Office, Dhaka