AMENDMENT AND RENEWAL ADDENDUM TO THE LOAN AGREEMENT
This AMENDMENT AND RENEWAL ADDENDUM (the "Addendum") is executed on this 24th day of August 2026, by and between:
MIURA SOUTH EAST ASIA HOLDINGS PTE. LTD., a company incorporated under the laws of Singapore, having its registered office in Singapore (hereinafter referred to as the "Lender");
AND
MIURA BANGLADESH CO., LTD., a company incorporated under the laws of Bangladesh with RJSC Registration No. C-186171, having its registered office in Dhaka, Bangladesh (hereinafter referred to as the "Borrower").
(The Lender and the Borrower are hereinafter collectively referred to as the "Parties" and individually as a "Party".)
WHEREAS:
A. The Lender and the Borrower entered into a Loan Agreement dated 1 October 2025 (the "Original Loan Agreement"), pursuant to which the Lender extended a short-term loan facility of USD 162,000 (United States Dollars One Hundred Sixty-Two Thousand) to the Borrower for working capital and general business operations at an interest rate of 3% per annum.
B. The Original Loan Agreement is scheduled to mature on 30 September 2026.
C. Pursuant to Clause No. 7 of the Original Loan Agreement and in accordance with FEID Circular No. 03, dated July 15, 2026, issued by the Foreign Exchange Investment Department of Bangladesh Bank, the Parties now desire to formally extend and renew the tenor of the loan facility for 1 (one) additional year, effective from 1 October 2026 to 30 September 2027.
NOW, THEREFORE, IT IS MUTUALLY AGREED BY AND BETWEEN THE PARTIES AS FOLLOWS:
1. Extension of Loan Tenor
Pursuant to Clause No. 7 of the Original Loan Agreement, the Parties hereby agree to extend the maturity date of the loan facility of USD 162,000 for an additional term of 1 (one) year. The renewed loan tenor shall commence on 1 October 2026 and expire on 30 September 2027 (the "Revised Maturity Date").
2. Interest Rate & Terms The interest rate applicable to the loan facility shall remain unchanged at 3% per annum, strictly conforming to the maximum interest rate ceiling mandated under Bangladesh Bank FEID Circular No. 03, dated July 15, 2026.
3. Purpose
The loan facility shall continue to be utilized solely for working capital requirements and general business operations of the Borrower.
4. Ratification of Original Agreement
Save and except for the extension of the tenor as set forth herein, all other terms, conditions, representations, covenants, and provisions of the Original Loan Agreement dated 1 October 2025 shall remain in full force and effect and shall bind the Parties hereto.
5. Regulatory Approvals & Reporting This Addendum is subject to post-facto reporting/approval requirements of the Bangladesh Bank through the designated Authorized Dealer, Prime Bank PLC, Banani Branch, Dhaka, as per the prevailing foreign exchange laws of Bangladesh.
6. Governing Law
This Addendum shall be governed by and construed in accordance with the laws of Bangladesh.
IN WITNESS WHEREOF, the Parties hereto have caused this Amendment and Renewal Addendum to be duly executed by their authorized representatives on the day and year first above written.
For: MIURA SOUTH EAST ASIA HOLDINGS PTE. LTD.
Signature: _______________________
Name:
Title: Authorized Signatory / Director
(Lender)
For: MIURA BANGLADESH CO., LTD.
Signature: _______________________
Name:
Title: Authorized Signatory / Director
(Borrower)
WITNESSES:1
Signature: _______________________
Name:
Address:
WITNESSES:2
Signature: _______________________
Name:
Address: